Discover how credit scores and credit reports differ, why each is important, and how they impact your financial life.

What is considered a good credit score depends on the type of credit score used. You have multiple credit scores, but the ...

When you’re applying for a loan, credit card or lease, knowing the difference between your credit score and credit report can give you some insight into how your lender or landlord views you from a ...

If you have a thin credit file, you may have difficulty qualifying for loans and credit cards. So, what is a thin credit file ...

Your score is constantly changing because lenders regularly provide new information about you to the credit bureaus. For ...

A five-step plan to improve your credit score in 2026 - ‘Credit is like a muscle, you have to use it to have it,’ one expert ...

Credit scores go up and down for a number of reasons. Here's what causes dips and why steady habits usually push it higher in ...

The financial services industry has made substantial progress in democratizing access to credit scores. Today, 95% of banks and credit unions offer customers visibility into their credit scores ...

It likely won’t surprise you to learn that 95% of companies perform background checks on potential employees. What may come as a shock, though, is that 16% also conduct credit checks on all job ...

Credit scores have dropped in all 50 states over the past year, as credit card balances swell and more people struggle to ...