These are today's HELOC and home equity loan rates. HEL rates are just over 7.5%, and HELOC rates are down to 7.25%. Lock in your rate today.

Home equity loans and home equity lines of credit (HELOCs) allow homeowners to tap into the value of their homes.  A home ...

With home prices climbing steadily over the last few years, today's homeowners are sitting on record-high levels of tappable ...

As of Jan. 7, 2026, the average home equity loan rate is 7.97%, according to Bankrate’s regular survey of rates. The average ...

Home equity loan interest rates declined in 2025. Here's what can be considered to be a "good" loan rate in 2026.

Borrowers should carefully weigh their home equity loan pros and cons before getting started with the product. /iStockphoto .

Refinancing your home equity loan can cut thousands in interest — especially if you're stuck with rates from 2023's spike. Here's how to decide if it's right for you.

What’s driving home equity rates today? Rates on HELOCs and home equity loans are being driven primarily by two factors: lender competition for new customers and the Federal Reserve’s actions. The Fed ...

HELOC interest rates just hit a multi-year low. But is this the right home equity product to borrow with right now?

If you've been waiting for rates to drop to refinance a 8% mortgage, your time has come. Rates are now the lowest they've ...

Fannie Mae’s latest housing forecast projected the average 30-year fixed mortgage rates would be 6.2% in the first quarter of ...

Miranda Marquit is a staff senior personal finance editor for Buy Side. Staff Personal Finance Editor, Buy Side Valerie Morris is a staff editor at Buy Side and a personal finance expert. A home ...