Roth conversions have emerged as a prominent strategy in retirement planning, primarily due to the potential for tax-free growth and income. When deliberating on Roth conversions, it is crucial to ...

An IRA conversion can give you a leg-up in retirement with tax-free income. But proceed with caution.

Converting a large sum like $865,000 to a Roth IRA is a strategic move for long-term tax benefits – including tax-free ...

Roth IRAs are tax-free. Traditional IRAs are tax-deferred. Understanding the ramifications of tax-free versus tax-deferred in your retirement plan is a major factor in why Roth IRAs are often superior ...

As financial advisors, our heroics don’t typically make for riveting dinner conversation, but in our daily duties, we frequently step in and save the day. We wield advanced modeling tools to optimize ...

Curious if a Roth conversion might boost your Social Security benefits? Here’s the reality: while converting to a Roth IRA ramps up your taxable income for that year, it doesn’t affect the way Social ...

As a CFP professional, I've seen firsthand how the right investment strategy can pave the way to financial security. One such strategy that consistently stands out is the Roth IRA. This retirement ...

In life, you often get second chances — and the same is true with investing. To illustrate: You might not have been able to contribute to a Roth IRA during your working years due to your income level, ...

After many years of availability, many employers now offer a Roth 401(k) as part of their plan design—which will make coming mandates easier to manage. In the ever-evolving landscape of retirement ...

EDITOR’S NOTE: Over the next three months, Donna Skeels Cygan will look at the pros and cons of Roth conversions. Roth IRAs and Roth conversions offer many benefits for investors. But they are not for ...