Discover what a variable-rate mortgage is, how it works, and the benefits and risks involved. Learn how rates adjust and what ...

Home equity loans and home equity lines of credit (HELOCs) allow homeowners to tap into the value of their homes. A home ...

Choosing between a fixed-rate and variable-rate loan can affect how much you pay over time and how easily you can budget each month. Fixed-rate loans offer predictable monthly payments and protection ...

In the interest-only phase, you make smaller payments, usually for a period of three to 10 years, that include only interest.

Freddie Mac’s average rate for a 30-year fixed-rate loan is 6.06% for the week ending January 15, reaching their lowest ...

What Is a 5/1 ARM? (And Should You Get One To Snag a Lower Mortgage Rate?) Prospective homebuyers have been dealt a complicated hand in recent years. Mortgage rates are still high, home prices ...

With the exception of Toronto-Dominion Bank, which notified brokers on Thursday that it would be increasing both three-year ...

As of Jan. 7, 2026, the average home equity loan rate is 7.97%, according to Bankrate’s regular survey of rates. The average ...

HELOC interest rates just hit a multi-year low. But is this the right home equity product to borrow with right now?