5hon MSN
Best CD rates for January 2026
High-yield savings account: According to DepositAccounts.com, as of January 2026, the top-yielding 1% of high-yield savings accounts offer an average of 3.86% APY, while the top average CD yield is ...
Top CDs today offer up to 4.27% APY -- consider locking in a strong return now before rates drift lower as we get further ...
Today's highest CD rate is 4.94% for a jumbo 6-month CD. CD rates from online banks are commonly twice as high as the ...
While anything can happen, experts largely expect that CD rates will fall in early 2026. For one, the Federal Reserve has ...
The Fed cut rates a total of three times in 2025, but today's top CDs still offer yields as high as 4.27% APY. Secure a solid ...
A CD is a particular type of savings account that pays a fixed interest rate for a set period of time. The benefit is that ...
Today's highest CD rate is 4.94% for a jumbo 6-month CD. CD rates from online banks are commonly twice as high as the ...
If you have a large amount of money to deposit, today's best jumbo CD rate is 4.28% APY, offered by GTE Financial. Compare the best jumbo CDs that are nationally available from banks and credit unions ...
And, for those sitting on a meaningful chunk of savings — let's say $25,000 — that type of rate predictability can be ...
Compact discs are seeing a modest resurgence as younger listeners rediscover physical music formats, even as long-term sales ...
Our ratings are calculated based on fees, rates, rewards and other category-specific attributes. All ratings are determined solely by our editorial team. Monthly compounding schedule instead of daily.
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