Forget CDs, Even With Rates Over 4%. Here's Where I'd Put My Money Now

CD rates are a decent place to earn interest on savings, but there are a few smarter ways to grow (and protect) your money.

CD Rates Today: October 24, 2025 – Earn As Much As 4.94%

The best interest rates on CDs (certificates of deposit) currently top out at 4.94%, depending on the term. Here’s a look at ...

3 Reasons Not to Open a CD in October 2025, Even With Rates Around 4.00%

Yes, CD rates are hovering around 4.00% -- but there are better ways to grow (and protect) your money. Here are three places ...

CD Rates Today: September 30, 2025 – Rates Tick Lower

Today's highest CD rate is 4.94% for a jumbo 6-month CD. CD rates from online banks are commonly twice as high as the national average rates. CD ladders let you leverage high rates without locking up ...

CD Rates Today: October 16, 2025 – Rates Tick Lower

The best interest rates on CDs—certificates of deposit—pay up to 4.94% today, based on certificate term lengths. Here’s an ...
USA Today

Are CDs FDIC insured?

A certificate of deposit (CD) offers savers a deal: Give up your money for a set period of time in exchange for a higher interest than you might find with a savings account. In order for this to make ...