Conventional loans which are resold to Fannie Mae only allow buyers' DTI to go up to 50% - meaning that no more than 50% of their gross monthly income should be allocated to their total monthly debt ...

Research has shown that FHA buyers have been intentionally excluded from the housing market in the past. What's surprising is that the bias against FHA borrowers has persisted even in today's buyer's ...

The Department of Housing and Urban Development announced the FHA-insured loan caps for low- and high-cost areas, which are ...

FHA raises the 2026 HECM limit to $1,249,125, which is a $39,375 increase from last year and marks the 10th straight year of ...

Many Americans who own their properties are looking for the best and any savings they can get, a new CNBC study report revealed, as refinance demand for FHA loans jumped last week, providing an outlet ...

This article outlines a practical action plan to boost condo affordability — from eliminating GSE condo LLPAs and aligning ...

Current homeowners are turning to government FHA loans, which offer lower interest rates, to find savings, as conventional ...

The share of FHA mortgage locks for nonpermanent residents—including H-1B visa holders—has cratered from 3.8% in September ...

When refinancing, lenders want to hear your goals clearly. Be ready to explain whether you want lower payments, cash out or a new loan type.

SoFi reports refinancing a mortgage replaces an old loan with a new one, potentially offering better terms, but costs must be ...

The class action suit doubles down on accusations that the homebuilder and its lending arm are deceiving borrowers about ...

To get the refinance you want, you need to explain your goal in words that the lender understands. This is a guide to what to ...