Oct 27, 2025 · Looking for a free YNAB alternative? Google Sheets offers zero-based budgeting without subscriptions, plus features YNAB doesn't have—all while keeping your data private.

3 days ago · My Top 5 YNAB Alternatives Monarch Money: The Best All-in-One Alternative To go beyond budgeting, Monarch Money is at the top of our list. Founded by former Mint …

Oct 1, 2025 · Discover the best free or low-cost You Need a Budget (YNAB) alternative that can help you budget, save and invest with a plan.

Jun 10, 2025 · You Need a Budget is a popular budgeting program, but there are alternative budgeting options out there if you find YNAB isn’t working for you.

Oct 19, 2025 · YNAB costs $109/year. A Google Sheets budget gives you the same zero-based budgeting principles, more flexibility, and costs nothing.

I still use the philosophies of YNAB today, but instead of using the software, I built it out in Google Sheets. I've received a few requests in the past couple of days to share the template with you all.

Jan 26, 2024 · Tiller is an automation tool that integrates with Google Sheets so you can build your own budgeting spreadsheet while pulling in data automatically from your accounts. Why …

Feb 9, 2024 · I am using Google Sheets and Pivot Tables to implement a zero based budget. Fundamentally that is all YNAB is, everything else is practicalities (like bank connections, etc).

However, sometimes you just need the power of Google Sheets to crunch some numbers. Sheets For YNAB allows you to import your YNAB transaction and account data in to Google Sheets.

Looking for the best alternative to YNAB? Money+ is a simple and efficient income and expense tracker with Google Sheets integration.