Here’s the uncomfortable truth 👇 Even if your HoldCo compounds tax-free for decades… Even if dividends flow in at 0% tax… The moment you want to use the money personally, CRA is waiting. Salary or dividends = 📉 39%–54% personal tax This is the second tax trap most business owners never plan for. Corporate tax efficiency solves: ✔️ Passive income tax ❌ Personal extraction tax If there’s no exit strategy, your wealth stays locked — or gets taxed heavily when it leaves. 👉 Canadian business owner
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